Whether you already stick to a budget or you are dabbling in the idea of creating one, living on a budget can be both fun and challenging at the same time. After all, it forces you to think outside the box and save money, but it also forces you to make decisions that seem tou …
INTRODUCTION Debt consolidation is a type of debt refinancing strategy that works by replacing multiple unsecured debts with a new large loan, which usually has a more favourable repayment plan (lower monthly payment and interest rate). Oftentimes, applying for a debt consoli …
